Coverage is available at a lower group cost through the NCPERS -National Conference on Public Employee Retirement Systems.  Every member, regardless of age, pays the same cost of $16 a month.  Your cost does not increase with your age.  The plan pays a maximum benefit amount in your younger years and gradually decreasing benefit amount in your older years. This benefit would cover you, your spouse/partner and dependent children.  Annual Open Enrollment starts on September 1, annually through November 30, annually.

Eligibility includes:

• Certificated Staff (Teacher) who work a half-time contract or more (18.75 or more hours per week)

• Educational Support Staff who work 20 hours or more per week

“Advantages of this insurance?”

• Guaranteed Acceptance – no medical questions or exams

• 24/7 Coverage – on or off the job.

• Spouse and dependent coverage at no added cost

• Accidental Death & Dismemberments coverage for you at no added cost

• NEW Student Loan Protection Benefit – For members under age 46, Prudential will reimburse the amount of Student Loans you owe up to a maximum of $50,000, should you become total disabled and have an outstanding student loan.

• Affordable – $16 a month regardless of age and will never increase.

• Easy Payment – by automatic payroll deduction.

“How Can I Enroll?

• You may enroll within 90 days of the date of your benefit eligible employment.

• You may enroll during the annual open enrollment period, which is September 1st through November 30th annually.

For more information or to enroll please see the following:

• NCPERS PERSI (Idaho) Brochure

• NCPERS Enrollment and Beneficiary Form